Use Health Insurance Benefits and FSA Funds to Your Advantage
Hearing insurance, while only offered to about 15 percent of the workforce, can provide much greater relief in terms of cost. Regardless, these benefits run dry at the end of the year if they aren’t used, so be sure to contact your insurer for more information about your specific policy. Your employer may also offer an FSA or HSA (flexible spending account or health spending account) that pulls money from your paycheck pre-tax and sets it aside for future medical expenses. In this case, the costs would still come out of your pocket, but it would be untaxed. If you’ve already used your FSA funds for the year, please consider what your hearing needs will be next year when you sit down with your company’s benefits coordinator and decide how much of your paycheck you’d like to reserve tax-free.
Medical Insurance Benefits
Audiology by Accent is happy to assist those who have a hearing aid benefit. It is important that you check with your individual plan for the details of this benefit. In addition, we will also assist with this process. Please know that your individual insurance plan will give you more information as the participant than they will our office and that it is your responsibility to understand your individual policy.
Our experts can help you take full advantage of your health insurance benefits. Audiology by Accent will be happy to assist you in determining or clarifying your benefit and if contracted with them, will directly bill your insurance company for payment if services are rendered. We participate with most insurance carriers and benefit programs. We are committed to working directly with you and your insurance company to help determine the extent of your coverage, and to make sure that you are getting the most out of your current benefits. However, the true amount of coverage cannot be determined until your insurance company processes your claim. Coverage quoted by your insurance company does not guarantee payment.
At times the information you obtain as a participant may conflict with what we are told when we contact your insurance company. It is important to know this information ahead of time to make sure that all procedures are followed to insure the highest benefit is paid.
Special Financing Available
Wells Fargo Health Advantage® credit card* program
Wells Fargo Health Advantage credit card brings you exclusive benefits:
- Convenient monthly payments to fit your budget
- Open line of credit for all your healthcare needs
- Special terms promotions available, ask your healthcare provider for details
- Easy to use online account management and billing payment options
*The Wells Fargo Health Advantage® credit card is issued with approved credit by Wells Fargo Financial National Bank. Ask for details.